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DISCLAIMER
WHILE MRB SCHUMAG MAKES EVERY EFFORT TO PRESENT ACCURATE AND RELIABLE INFORMATION ON THIS SITE, MRB SCHUMAG DOES NOT ENDORSE, APPROVE, OR CERTIFY SUCH INFORMATION, NOR DOES IT GUARANTEE ITS ACCURACY, COMPLETENESS, EFFICACY, OR TIMELINESS. REFERENCE HEREIN TO ANY COMMERCIAL PRODUCT, PROCESS, OR SERVICE DOES NOT CONSTITUTE OR IMPLY ENDORSEMENT OR RECOMMENDATION BY MRB SCHUMAG UNLESS EXPRESSLY STATED.

MRB SCHUMAG ASSUMES NO RESPONSIBILITY FOR CONSEQUENCES RESULTING FROM USE OF THE INFORMATION CONTAINED HEREIN OR OBTAINED AT LINKED SITES AND EXPRESSLY DISCLAIMS ALL LIABILITY FOR DAMAGES ARISING OUT OF USE, REFERENCE TO, RELIANCE ON, OR PERFORMANCE OF SUCH INFORMATION.

MRB SCHUMAG SPECIFICALLY DISCLAIMS ANY LIABILITY, WHETHER BASED IN CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE, FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL OR SPECIAL DAMAGES ARISING OUT OF IN ANY WAY CONNECTED WITH ACCESS TO OR USE OF THIS WEB SITE OR ANY CONTENT, INFORMATION, MATERIALS OR SERVICES HEREIN.

USER RESPONSIBILITIES
Any person using this system consents to having their activities on this system monitored and recorded. If monitoring reveals possible evidence of illegal activity, MRB SCHUMAG may provide the evidence from such monitoring to the relevant legal authorities. Any person using this system agrees to take any reasonable precaution to prevent unauthorized access to any passwords, user identification, logon identification or other information that may be used to access the system. Any person using this system agrees to treat all information within the system as proprietary or confidential information to MRB SCHUMAG, unless such information is specifically identified by MRB SCHUMAG as not proprietary or confidential.

LINKS
At certain places in this site, links to other Websites can be accessed. These sites contain information created, published, and maintained by organizations independent of MRB SCHUMAG. Unless specified by MRB SCHUMAG, MRB SCHUMAG does not endorse, approve, certify, or control these external sites, nor any commercial product or service referenced therein, and does not guarantee the accuracy, completeness, efficacy, or timeliness of information located therein.

Linking to the MRB SCHUMAG Web site
Unless otherwise set forth in a written agreement between user and MRB SCHUMAG, users must adhere to the linking policy of MRB SCHUMAG as follows:
Any links to the Website of MRB SCHUMAG must be a text-only link clearly marked " MRB SCHUMAG Website." The appearance, position and other aspects of the link may not be such as to damage or dilute the goodwill associated with MRB SCHUMAG. The appearance, position, and other attributes of the link may not create the false appearance that your organization or entity is sponsored by, affiliated with, or associated with MRB SCHUMAG. When selected by a user, the link must display the Web site on full screen and not within a "frame" on the linking Website. Requests for permission to link to any other pages within MRB SCHUMAG’s Web site must be made in writing. MRB SCHUMAG reserves the right to revoke its consent to the link at any time.

E-MAIL
The Internet is a public medium and electronic mail communication between user and MRB SCHUMAG via this Website is subject to the risk of being viewed by other parties. Accordingly, all users acknowledge that any transmissions of confidential or proprietary information to MRB SCHUMAG via electronic mail are at users' own risk.

ENTIRE AGREEMENT
By viewing, visiting or otherwise using this Website, users agree to all of the terms and conditions set forth in this Disclaimer. Except as expressly provided in a particular "privacy statement" on this Website, this Disclaimer constitutes the entire agreement between user and MRB SCHUMAG with respect to the use of this Website and Content. Notwithstanding the foregoing, MRB SCHUMAG reserves the right to modify the Website and/or the Disclaimer at any time and users are deemed to be apprised of and bound by any such modifications. If any provision of this Disclaimer shall be held to be invalid, illegal, or unenforceable for any reason, the validity, legality and enforceability of the remaining provisions shall not in any way be affected or impaired thereby.